State Department Says It Has Revoked More Than 300,000 Visas in Trump’s Second Term, a Record Pace
The State Department announced Tuesday that the Trump administration has revoked more than 300,000 visas held by foreign nationals during the president’s second term, a figure officials say reflects a faster pace than any previous administration and which rights groups say raises due process and free speech concerns. The total has climbed quickly. An Aug. 10 State Department update put revocations at more than 175,000, and in January the department said it had revoked more than 100,000, which was a record at the time. The Irish Times reported that the pace has accelerated in recent weeks. The count covers the period since January 2025, though the department did not provide a detailed month-by-month breakdown. State Department spokesman Tommy Pigott said on X that the administration “has revoked more visas at a faster pace than any administration in history,” adding that the department has “zero tolerance for foreigners here on visas who break the law, commit fraud, or undermine our national security.” In an email to Al Jazeera, the department said: “We are taking, and will continue to take, action to keep our borders, and our nation, secure.” An official said the “vast majority” of revocations were tied to criminal activity, public safety concerns, immigration violations, fraud or misrepresentation, or other ineligibility. The department provided some detail on those categories. More than 4,000 revocations involved people who engaged in or facilitated so-called birth tourism, in which foreign nationals travel to the United States to give birth so the child receives citizenship. Within the criminal and public-safety category, 25% of revocations were for assault and related crimes, 22% for driving under the influence, 7% for theft, and 7% for substance abuse or distribution. The department did not provide figures for student visas or visa overstays, and the numbers have not been independently verified. The announcement fits a broader tightening of the immigration system. The administration has adopted stricter visa policies, including expanded screening and closer review of applicants’ social media activity. Trump has said the immigration crackdown and deportation drive are meant to improve domestic security. Supporters of the approach argue that visas are a privilege, not a right, and that removing people who commit crimes or commit fraud while in the United States is a basic function of immigration enforcement. They also point to the DUI and assault figures as evidence that the revocations target conduct that endangers the public. Critics see a wider net. Rights advocates and legal experts have condemned the social media screening, arguing that it threatens free speech, resembles surveillance, and singles out immigrants. According to the Irish Times, categories of cases that have drawn scrutiny include pro-Palestinian foreign protesters demonstrating against Israel’s attacks on Gaza and foreigners whose social media comments about the assassination of conservative commentator Charlie Kirk drew attention. Advocates say the crackdown has violated due process and free speech protections and created an unsafe environment, particularly for ethnic minorities, who have raised concerns about racial profiling. They also argue that national-security justifications have been used to target critics, and that isolated fraud cases have been used to broadly target immigrant communities, citing the Somali-American community in Minnesota as an example. The administration disputes that characterization, saying the actions target foreign nationals in the country who break the law, commit fraud, or pose national-security threats, in the words of Pigott. Because the department has not released case-by-case data, the competing claims are difficult for outsiders to test. The 300,000 figure shows how many visas were revoked but not how many of those cases involved people who were in the United States at the time, how many were challenged, or how many were reversed. The numbers also sit alongside other changes affecting legal immigration. Al Jazeera notes that Trump campaigned on stopping illegal immigration, yet his administration has also made legal immigration harder, for example by imposing expensive fees for certain work visas. Taken together, the policies have reduced the number of people entering or remaining in the country on a lawful basis, a result that supporters view as restoring order to the system and critics view as damaging to industries and universities that rely on foreign talent. One of the best-known individual cases is already heading toward the Supreme Court. Mahmoud Khalil, a Palestinian activist and Columbia University graduate, this week asked the justices to overturn a ruling that allows the administration to rearrest and deport him. Khalil has not been charged with a crime and says he was targeted for his pro-Palestinian activism, arguing that his removal would violate his free speech rights. The administration has defended its actions in such cases as lawful enforcement of immigration and national-security rules, and the Court’s eventual handling of the dispute could shape how far officials can go in using speech-related grounds. The practical consequences for people holding visas are significant. A revocation can take effect while a person is abroad, meaning a traveler may be unable to return to the United States, or while a person is inside the country, where it can expose them to removal proceedings. Immigration attorneys say they have seen more clients worried about travel and about the effect of social media posts on their status, though the extent of that chilling effect is difficult to measure. The milestone arrives weeks before the midterm elections, in which immigration remains a central issue for both parties. Republicans are likely to cite the figures as proof of a promise kept on border and national security, while Democrats and advocacy groups are likely to point to the cases that have drawn criticism and press for more transparency about how revocations are decided and reviewed. Open questions remain about oversight. Immigration lawyers and advocacy groups have asked how revocations are reviewed internally, what notice recipients receive, and whether there is a meaningful path to appeal, particularly for people abroad when their visa is cancelled. The department’s public statements this week did not address those procedural points. For now, the State Department’s headline number is…
Putin Meets Witkoff, Frees American Stephen Hubbard as Kremlin Signals Ukraine Peace Talks Could Resume in November
Russian President Vladimir Putin met U.S. special envoy Steve Witkoff in St. Petersburg on Wednesday, and afterward the Kremlin said Moscow is “generally ready” to resume three-way peace talks with the United States and Ukraine in early November, even as it dismissed much of what Witkoff brought as unhelpful. Russia also released Stephen Hubbard, a 74-year-old American held for more than four years, shortly before the meeting began. Kremlin aide Yuri Ushakov said Putin and Witkoff “specifically discussed a potential framework for resuming trilateral negotiations.” Kremlin spokesman Dmitry Peskov said Moscow would study the proposals Witkoff delivered, but cautioned that the talks would take a long time and called progress toward a negotiated resolution “theoretically possible.” Ushakov was more pointed about the substance, saying the proposals, which he attributed to Ukraine and the European Union, “contained little that was useful in the context of resolving the Ukrainian crisis.” Before the session, Russian officials had said Moscow’s position and demands had not changed, and Russian state media said headway would require Ukraine’s leaders to make “necessary decisions,” with TASS quoting officials warning that Ukraine’s situation “will be worse” if it does not. Witkoff told Putin he hoped to discuss resuming trilateral talks, which could include technical working groups of specialists to sort through details, and said he had brought “several documents outlining approaches” to a settlement for Putin to review later. He described the previous day’s discussions in Oslo as productive. “I believe the talks were productive,” he said, adding that there was “progress.” Those Oslo talks brought together Witkoff, Ukrainian President Volodymyr Zelensky, the leaders of Norway and Finland, and representatives from France, the United Kingdom, Germany, Poland, the European Union and NATO, where the U.S. and its European partners discussed a unified framework for ending the war. Secretary of State Marco Rubio called the Oslo conversations positive and said the U.S. would share the ideas with Russia. Witkoff planned to return to Oslo after Russia to consult with European officials again. The Hubbard release was the most tangible result of the day. Hubbard, a U.S. citizen, was seized by Russian troops in eastern Ukraine in April 2022 and had been jailed since. Putin announced the release at the start of the meeting, telling Witkoff, “He is at Pulkovo Airport.” The U.S. has maintained that the charges against him were fabricated, and Trump had personally asked Putin to free him. Trump wrote on Truth Social that “there was no ‘swap’ necessary for this release,” saying the United States gave nothing in return. He also said, according to CBS News, that the release would not have happened if Washington had not blocked new Russia sanctions from taking effect the previous week. That sanctions decision has drawn attention. Around Oct. 17, Trump waived new Russia sanctions and tariffs on major buyers of Russian energy under the Graham Act, following a separate waiver intended to allow more Russian diesel to reach the market, as Farm Policy News reported. Russian Deputy Prime Minister Alexander Novak said Russia will send its first diesel tanker to the United States on Thursday, carrying 40,000 metric tons. The administration has framed energy waivers as a response to record U.S. diesel prices, while critics are likely to argue they ease pressure on Moscow at a moment when Russian forces continue to strike Ukrainian cities. The war itself has not paused. Overnight Russian attacks on energy facilities in four regions killed four people, two in Kyiv and two near Kharkiv, according to Ukrainian officials, who said power facilities in the Kyiv, Volyn, Odesa and Mykolaiv regions were hit. Russia’s Defense Ministry said it struck three cargo vessels in the port of Reni and two bound for Odesa, along with logistics hubs in Volyn and Khmelnytskyi. A Ukrainian drone attack in Russia’s Bryansk region killed a 19-year-old man and injured two others, the regional governor said. Behind the diplomacy sit tensions between Washington and Kyiv. Trump said this week that “it’s time for somebody else to negotiate on behalf of Ukraine,” a remark that drew attention given Zelensky’s insistence on a seat at the table. Zelensky has said the next step should be a meeting among himself, Putin and Trump, a format Russia has so far rejected. He has also said he rejects any deal crafted by China, Russia and the United States without Ukraine, and that any agreement would need approval from Ukraine’s parliament. Russian officials told Witkoff a meeting among Trump, Putin and Chinese President Xi Jinping was “possible,” per state media, and Putin raised a possible meeting with Trump in China in mid-November, according to Axios. Ukrainian officials have objected to that idea because it would sideline Kyiv from discussions about its own future. Military supplies add pressure. Zelensky has said Ukraine has nearly run out of U.S.-made Patriot interceptors, and he offered a 30-day halt on strikes against Russian oil refineries in exchange for more. In a 45-minute call with Zelensky, Rubio said Trump has issued no order to harm Ukraine but acknowledged that deliveries of Patriots already paid for by NATO countries could be delayed because the U.S. needs the systems for its own bases, according to a Just Security summary of reporting. The Washington Post reported that the administration has not approved transferring the interceptors Ukraine needs. Europe is also bracing. The European Union plans to press Canada and the United Kingdom for more Ukraine support to help fill a €70 billion funding gap for next year, with key summits set for Oct. 29-30 with Canada and Nov. 20 with the U.K. U.S. intelligence also assesses that a failed drone attack on Germany’s Leipzig-Halle Airport this summer was an early step in a broader Russian covert campaign against NATO allies. For now, the picture is mixed. Moscow has signaled a willingness to talk in November and delivered a goodwill gesture on Hubbard, but it has also dismissed the Ukrainian and European proposals, held its demands steady, and kept up its strikes. Whether the early-November…
Groceries, Gas and Rent Going Up? Here’s Where to Find Help
Help With Rising Costs: See What You May Qualify For Advertisement Please note: The service featured in this article is a private company. It is not affiliated with any government agency, and it does not send stimulus checks. Groceries, gas, rent and medical bills keep going up. If your budget feels stretched, there may be programs and services that can help. Here’s how to find out what you could qualify for. Sponsored content A free eligibility check takes about 60 seconds and can help you see what relief and benefit options may be available to you. For a lot of families, everyday costs have climbed faster than paychecks. A grocery run costs more than it used to, filling up the tank adds up, and an unexpected medical bill can throw off an entire month. The good news is that there are many kinds of help out there, from public assistance programs to private services that can lower what you pay for things like health coverage. The hard part is knowing where to start. Where families are feeling the squeeze Groceries Gas Rent Medical costs Utilities Insurance If any of these are straining your budget, it’s worth taking a few minutes to look at your options. Check My Eligibility100% free · Takes about 60 seconds How the free eligibility check works Stimulus Assistance is a private service. You fill out a short form, and it may connect you with companies that offer products and services related to your situation. Fill out a short form Enter basic details like your name, ZIP code and date of birth. It takes about 60 seconds. Get matched Based on your answers, you may be connected with companies offering options such as health insurance, life insurance or help with Social Security Disability (SSDI). Expect a follow-up By submitting the form, you agree to be contacted by phone, text and email by the service and its partners. You can opt out at any time. Decide what’s right for you Review any options you’re offered and choose only what fits your needs. You’re never required to buy anything. Other places to look for help Many public assistance programs are free to apply for directly. Depending on your income, household and location, you may be eligible for programs like these: Food assistance Programs like SNAP and WIC can help eligible households buy groceries. Energy bills LIHEAP helps eligible households with heating and cooling costs. Health coverage Medicaid, CHIP and Marketplace savings may lower what you pay for health insurance. Disability benefits SSDI and SSI may provide monthly income if you can’t work because of a disability. You can search for government benefits for free at USA.gov. Official government programs never charge a fee to apply. Start My Free CheckTakes about 60 seconds Common questions Is this a government stimulus program? No. Stimulus Assistance is a private company and is not affiliated with any government agency. It does not issue stimulus checks or government payments. Does it cost anything? The eligibility check is free. Any products or services you’re offered later may have their own costs, and you’re never required to buy anything. Will I be contacted after I submit the form? Yes. Submitting the form means you agree to receive calls, texts and emails from the service and its partners, including automated calls. You can reply STOP to texts or opt out at any time. What kinds of offers might I see? According to the form’s terms, partners may contact you about products like health insurance, life insurance and SSDI-related services. See what options may be available to you The free eligibility check takes about 60 seconds. Find out which services and savings could help your family manage rising costs. Check Eligibility This is a paid advertisement. The featured service is operated by a private company and is not affiliated with, endorsed by or connected to any government agency. It does not provide stimulus checks or government benefits. Submitting your information means you consent to be contacted by phone (including automated and prerecorded calls), text and email by the service and its marketing partners about products such as health insurance, life insurance and SSDI services. Consent is not a condition of purchase. Message and data rates may apply. Eligibility for any program, product or savings is not guaranteed. Information about public assistance programs is general in nature. Eligibility rules vary by program and state. Visit USA.gov to learn about official government benefits.
Trump Announces $8 Billion Harvest Fuel Relief Program for Farmers as Diesel Prices Hit Record Highs
President Trump announced an $8 billion Harvest Fuel Relief Program on Monday to help American farmers absorb soaring diesel costs during the 2026 harvest, delivering the news at a Kansas campaign event for Republican Sen. Roger Marshall less than three weeks before the midterm elections. The one-time payments will be administered by the U.S. Department of Agriculture’s Farm Service Agency using Commodity Credit Corporation funds, the same financing mechanism used for the earlier $12 billion Farmer Bridge Assistance program, which the new effort is modeled on. Trump described the program as “providing our farmers with $8 billion in support to offset diesel costs during this harvest season.” Agriculture Secretary Brooke Rollins called Trump “the most pro-farmer president of my lifetime” and said the money will “bring certainty to our farmers during this harvest.” The announcement comes as fuel costs have surged. U.S. retail diesel reached a record $6.50 per gallon in September, and AAA data this week put the national average at roughly $6.32 per gallon, compared with about $4.30 for regular gasoline. In Kansas, diesel averaged about $6.07 per gallon. Bloomberg attributes the global spike in diesel prices to the U.S.-Iran conflict, which has limited fuel exports moving through the Strait of Hormuz. For farmers, the timing is especially painful: harvest-season equipment such as combines, grain carts and trucks runs almost entirely on diesel, and USDA data show more than 64% of soybeans and nearly half of the corn crop had been harvested as of the week ending Oct. 18. Payments will be calculated using expected 2026 crop-year losses rather than farmers’ actual fuel receipts. USDA says the formula draws on reported FSA planted acres, Economic Research Service cost-of-production estimates, and yields and prices from the World Agricultural Supply and Demand Estimates report. Crop insurance enrollment is not required to qualify. Commodity-specific payment rates for Title I crops such as corn, soybeans and wheat are due next month, though USDA has not yet explained how the formula will work crop by crop, a gap noted by the trade publication Agri-Pulse. Producers of specialty crops, fisheries and other non-Title I commodities are being asked to email fuel-cost data to [email protected] so the department can consider it when setting rates, and farmers have been advised to create a Login.gov account ahead of the application period. The program is the latest in a series of administration steps to address diesel costs. In early October, Trump expanded access to red-dyed, tax-exempt diesel used in farm and construction equipment. He has also said he will not authorize a diesel export ban, even though some Republicans had called for a pause on exports to keep supplies at home. Around Oct. 17, the president waived new Russia sanctions and tariffs on major buyers of Russian energy under the Graham Act, following a separate waiver intended to allow more Russian diesel to reach the market, according to reporting by Farm Policy News. Marshall has pushed for diesel relief for months. His office previously urged USDA to provide aid during harvest, and the White House’s Rapid Response 47 account credited him as “the leader who fought for that to happen.” Marshall is running for re-election in a race that both Sabato’s Crystal Ball and the Cook Political Report rate as a toss-up, and Trump rallied for him in Kansas on Monday. The political context is hard to ignore. Control of Congress is at stake in November, and farm-state voters, who have been squeezed by high input costs and the effects of trade disputes, are a key constituency in a number of competitive races. Newsweek noted that Trump’s approval ratings on the economy have slipped as households report affordability concerns, and that promises of direct financial help are not new this cycle, pointing to a proposed $5,000 “dividend” check and payments of nearly $100 to seniors to offset Medicare Part B premiums. The administration frames the farm program as a straightforward response to an emergency, while skeptics are likely to question whether a payment announced at a campaign rally weeks before an election is as much about turnout as about relief. Farm groups welcomed the money. The Oklahoma Farm Report carried statements from agricultural organizations expressing appreciation for the program, and John Boyd, founder and president of the National Black Farmers Association, told Newsweek that farmers “just can’t survive” current fuel prices and other financial pressures. At the same time, agricultural economists often caution that one-time payments, however welcome, do not change the underlying cost structure farmers face, and that formula-based payments can leave some producers feeling shortchanged if their actual fuel bills run higher than the formula assumes. Questions remain about the program’s fiscal footprint and how it fits alongside other agriculture spending. The $8 billion draws on the Commodity Credit Corporation, a USDA financing arm with borrowing authority that Congress periodically replenishes, and it follows the $12 billion bridge assistance package, bringing the administration’s recent emergency farm outlays to roughly $20 billion. USDA has not yet published the specific payment rates, application deadlines or payment dates, details that will determine how quickly the money reaches farm accounts and whether it arrives before many producers finish harvest. The structure of the payments also matters. Because they are tied to expected crop-year losses rather than documented diesel purchases, the money functions more like broad income support than a fuel rebate, which means a farmer with a large planted acreage and modest fuel use could come out ahead of a smaller operator who burns more diesel per acre. USDA’s decision to wait until next month to publish crop-specific rates leaves producers unable to calculate what they will actually receive, even as they continue to buy fuel at record prices to finish bringing in this year’s crop. For now, farmers are waiting on the fine print. With diesel prices tied to events in the Persian Gulf that no agricultural program can resolve, the relief offers a short-term cushion rather than a long-term fix, and its ultimate value to producers, and…
Alberta Voters Reject Separation From Canada in Historic Referendum, Preliminary Results Show
Voters in Alberta delivered a lopsided rejection of separatism Monday night, with preliminary results showing roughly 76% of ballots cast in favor of remaining part of Canada in the province’s first-ever referendum on leaving the federation. Canadian broadcaster CBC called the vote late Monday after about 48% of ballots had been counted, and with roughly 1.8 million votes tallied, the “remain” side still held about 76% to the separatists’ 24%. Official certified results and final turnout figures had not been released as of Tuesday. The vote was not a direct declaration of independence. Instead, the question put to voters would have set Alberta on a path toward a future separation vote, making Monday’s outcome a rejection of even beginning that process. Premier Danielle Smith, who personally voted against independence, called the referendum to settle a divisive issue after roughly 300,000 Albertans signed a petition demanding it, even though polling had consistently shown that only about one-third of the province’s residents supported leaving Canada. Smith welcomed the result, saying “Albertans have voted for a stronger Alberta in a united Canada.” She had said previously that a federalist victory would close the question of secession, though separatist leaders disagree. Prime Minister Mark Carney, who grew up in Alberta, celebrated the outcome in a post on X. “They chose unity, to build together, and to take care of each other,” he wrote, and he added elsewhere that he was “thrilled that Albertans have chosen unity.” Before the vote, Carney had campaigned for the “remain” side and described separation as “a dangerous bluff that will lead to years of deep division.” The result is a significant political win for the prime minister, who has been trying to hold the country together while Canada navigates an ongoing trade war with the United States. The vote caps years of simmering grievance in the oil-rich province, which holds the world’s fourth-largest proven oil reserves. Secessionist sentiment has been driven largely by anger over how the oil industry has been managed and regulated from Ottawa, along with a long-standing complaint among Albertans, and in other western provinces, known as “western alienation”: the sense that resource wealth generated in the West funds the federal government and the major hubs of Toronto and Montreal without proportionate benefit in return. Smith has argued that former Prime Minister Justin Trudeau fueled the separatist movement by pursuing a climate agenda that she says sought to curtail oil production. Carney’s approach to the province has been markedly different. Since taking office last year, he has improved relations between Ottawa and Edmonton, including partnering with Smith on a new pipeline designed to export more Alberta bitumen overseas, a project widely considered a nonstarter under Trudeau. Analysts say that pragmatic energy cooperation likely helped blunt the appeal of the independence campaign among the many Albertans who are frustrated with Ottawa but not ready to leave the country. Pro-Canada campaigners, including the group Forever Canadian, urged residents to turn out and waved flags in Calgary as the campaign closed. First Nations groups also turned out strongly for the “remain” side, according to reporting on the vote. On the other side, the Alberta Prosperity Project, a secessionist organization whose leaders include Jeffrey Rath, pushed for an independent Alberta, while the groups Let Alberta Decide and Pathway to Independence also campaigned for the process to begin. The losing side struck defiant notes. Rath said the push for an independent Alberta will “absolutely” continue and that campaigners have “learned a lot of lessons from this fight.” Keith Wilson, a co-leader of Let Alberta Decide, said before the vote that “regardless of what happens on Monday, we’ve already won.” Leaders of several separatist groups said they would wait for every ballot to be counted before formally conceding, and some said they would pursue another referendum if necessary, arguing that the exercise proved independence is legally possible. Experts cited in coverage of the vote say the result is unlikely to end the movement entirely, even if the margin makes a near-term second vote difficult to justify politically. The campaign also drew attention from outside Canada. U.S. Treasury Secretary Scott Bessent has described Alberta as Washington’s “natural partner,” and Elon Musk posted on X that Alberta “should separate,” though reports do not indicate either man campaigned formally in the province. Separately, some researchers have pointed to possible Russian and American online influence efforts that they say amplified separatist messaging and spread misleading information during the campaign, a claim that remains the assessment of those researchers rather than an established finding. Smith noted in August that online activity around the referendum was being monitored. The result carries implications beyond Alberta. A decisive vote to stay gives Carney more room to focus on the country’s trade dispute with Washington without a simultaneous national-unity crisis, and it hands Smith a political victory after she took the politically risky step of allowing the vote at all. At the same time, the grievances that gave the separatist movement its energy have not disappeared. The tension over energy policy, federal revenue sharing and regional influence in Ottawa remains, and both Carney and Smith will face pressure to show that the pipeline partnership and other cooperation can deliver tangible benefits to Albertans in the months ahead. The gap between the petition and the ballot box is itself telling. Roughly 300,000 Albertans signed to force the vote, a substantial number in a province of this size, yet polling before the referendum showed only about a third of residents backing independence. That mismatch suggests many signers wanted the question aired, or wanted to send Ottawa a message about regional grievances, without actually wanting to leave. Monday’s roughly three-to-one result is consistent with that reading, and it gives federalists an argument that frustration with Ottawa and support for separation are two different things. For now, the numbers speak clearly. Even with turnout and final tallies still to be confirmed, a margin of roughly three to one in favor of staying in Canada…
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Get ExtraCash Fast: Up to $500 With No Interest
Get Up to $500 With ExtraCash From Dave Advertisement Short on cash before payday? Instead of paying overdraft fees or turning to a high-interest loan, millions of people use the Dave app to get a little breathing room. Sponsored content in partnership with Dave $ Get ExtraCash®, up to $500 in 5 minutes or less.1 No credit check, no interest and no late fees. It happens to almost everyone. A car repair, a higher-than-expected bill or a few extra days until payday, and suddenly your account is running on empty. Traditional options like overdrafts or payday loans can come with steep fees that make a tight month even tighter. Dave was built to offer a different option. It’s a financial app that gives eligible members access to ExtraCash advances, plus tools to help you save and earn along the way. Dave says more than 14 million members have joined. What you get with Dave ExtraCash®, up to $5001 Get an advance in 5 minutes or less if you’re eligible. No credit check, no interest and no late fees. Earn 4.00% APY3 When you open and fund a Goals account, your savings can grow while you work toward what matters. Earn cash back Get cash back when you make qualified purchases with your Dave debit card. $500ExtraCash, up to1 5 minor less to get it1 14M+members Get the Dave AppSee if you qualify for up to $500 How it works Download the app Get Dave on your phone and create your account in a few minutes. Connect your bank account Dave uses your account activity, not your credit score, to see what you qualify for. Request ExtraCash If you’re eligible, request an advance of up to $500 and get it in 5 minutes or less.1 Save and earn Open a Goals account to earn 4.00% APY3 and earn cash back on qualified debit card purchases. Why it beats the usual short-term fixes When money runs short, many people end up paying for it in ways they didn’t plan for. Overdraft fees can stack up quickly, and payday loans often come with high costs. With ExtraCash, Dave says there’s: No credit check. Your credit score isn’t what decides your eligibility. No interest. You won’t pay interest on your ExtraCash advance. No late fees. No late fees on ExtraCash. Fast access. Get up to $500 in 5 minutes or less if you’re eligible.1 More than just a cash advance Dave is designed to help with the bigger picture too. A Goals account lets you set money aside and earn 4.00% APY3 when you open and fund it. And when you shop with your Dave debit card, qualified purchases can earn you cash back. It’s a simple way to get a little more out of the money you already spend. Join 14M+ Members TodayDownload the free app Common questions How much can I get with ExtraCash? Eligible members can get up to $500. The amount you qualify for depends on your account activity and other factors, and not everyone will qualify for the maximum. Does Dave check my credit? No. Dave says there’s no credit check for ExtraCash. Is Dave a bank? No. Dave is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC, or another partner bank. How do I earn 4.00% APY? Open and fund a Goals account in the Dave app. Rates can change, so check the app for current terms. Get a little breathing room before payday Download Dave to see if you qualify for ExtraCash, up to $500 in 5 minutes or less.1 No credit check, interest or late fees. Download Dave Now This is a paid advertisement. Dave is not a bank. Banking services are provided by Coastal Community Bank, Member FDIC, or another partner bank. The Dave Debit Card is issued under a license from Mastercard®. 1 ExtraCash eligibility, amounts and timing vary and are not guaranteed. Not all members will qualify for $500. Fees may apply for optional services. See Dave’s terms for full details. 3 APY applies to Goals accounts when opened and funded, and rates may change at any time. See Dave’s terms for details. Cash back is available on qualified purchases made with the Dave debit card, subject to terms. Member count is as stated by Dave. All trademarks and brand names belong to their respective owners.
Is Your Roof Trying to Tell You Something? Signs It’s Time to Replace It
Compare Local Roofing Prices by ZIP Code Advertisement A new roof is one of the biggest projects a homeowner takes on. Before you sign with the first contractor who knocks on your door, here’s how to compare local prices in minutes. Sponsored content in partnership with RoofingCosts $ Find local home roofing prices by ZIP code. One quick request can connect you with multiple roofing companies, so you can compare quotes and find the best deal. Whether you’re dealing with a leak, storm damage or a roof that’s simply reached the end of its life, the price you pay can vary a lot from one contractor to the next. The same job can come in at very different quotes depending on who you call. That’s why comparing multiple quotes matters. The problem is that calling around, scheduling estimates and chasing callbacks takes time most homeowners don’t have. RoofingCosts makes that part easier. How RoofingCosts works Instead of searching for contractors one at a time, you enter your ZIP code and answer a few quick questions about your project. From there, RoofingCosts helps match you with roofing companies in your area. Search Local Companies Enter your ZIP code to get started. Review Top Matches See roofing pros who serve your area. Compare Multiple Quotes One request, several quotes. Find the Best Deal Pick the quote that fits your budget. Free to use. Getting quotes costs you nothing, and there’s no obligation to hire. Local pros. Get matched with roofing companies that work in your area. One request, multiple quotes. Skip the endless phone calls and compare options side by side. Trusted materials. Contractors commonly work with products from brands like Owens Corning, TAMKO, Atlas and IKO. Compare Roofing Prices NowFree quotes · Enter your ZIP code Signs it might be time for a new roof Not sure if you need a repair or a full replacement? Watch for these common warning signs: Curling, cracked or missing shingles Water stains on ceilings or walls Granules collecting in your gutters Sagging areas on the roofline Daylight showing through the attic Rising energy bills with no clear cause If you’re noticing one or more of these, it’s worth having a professional take a look. Catching problems early can help you avoid bigger, more expensive damage down the road. What affects the cost of a new roof? Every roof is different, which is why getting local quotes is the best way to know what your project will cost. These are some of the biggest factors: Roof sizeLarger roofs need more materials and labor. MaterialAsphalt shingles, metal, tile and slate all come at different price points. Pitch & layoutSteep or complex roofs take more time and safety equipment. Tear-offRemoving old layers and repairing the deck can add to the total. Your locationLabor rates, permits and local codes vary by area. Popular roofing materials at a glance Asphalt Shingles The most common choice for homes. Affordable, widely available and comes in many styles. Metal Roofing Long-lasting and durable, with a higher upfront cost. Tile A classic look that holds up well in warm climates. Heavier and often pricier. Slate A premium natural stone option known for its long lifespan. A local roofing pro can help you weigh the options for your home, budget and climate. Get My Free Roofing QuotesTakes just a few minutes Common questions Does it cost anything to get quotes? No. Requesting quotes through RoofingCosts is free, and you’re never obligated to hire anyone. How many quotes will I get? It depends on your area and project. With one request, RoofingCosts aims to connect you with multiple local roofing companies so you can compare. Why should I compare more than one quote? Prices, materials and warranties can vary from one contractor to the next. Comparing quotes helps you spot a fair price and choose the company you feel best about. What information do I need to start? Just your ZIP code to begin, plus a few quick details about your project. See what a new roof costs in your area Enter your ZIP code to compare free quotes from local roofing companies. It only takes a few minutes. Get Started Now This is a paid advertisement. RoofingCosts is a free matching service and is not a roofing contractor. Contractor availability, quotes and pricing vary by location and project and are not guaranteed. Brand names are the property of their respective owners and are mentioned to describe commonly used roofing products, not to imply endorsement. Always verify a contractor’s licensing, insurance and references before hiring.
Brands Want Your Opinion and They’re Willing to Pay for It
Get Paid Real Cash for Your Opinions Advertisement Tired of survey sites that pay in “points” you can never seem to cash out? Here’s one that pays in real rewards, and it’s free to join. Sponsored content in partnership with Real Surveys That Pay $ Real cash for real opinions. Join free, get a $2.00 signup bonus, and start sharing your thoughts on the products and brands you use every day. Companies spend a lot to find out what everyday people think. Before they launch a new product, change a package or roll out an ad, they want honest feedback from real consumers. That’s where you come in. Survey sites connect you with those research studies. The problem is that many of them pay out in confusing points systems with high minimums. Real Surveys That Pay takes a simpler approach: you see what a survey pays before you start, and you choose how you get paid. Why people are switching to Real Surveys That Pay 100% free to join. No fees, no subscriptions, ever. $2.00 signup bonus. Get a bonus just for creating your account. Surveys from leading researchers. The site partners with well-known market research firms, including The Harris Poll, Toluna and Precision Sample. No guessing. Each survey shows its estimated time and payout up front, so you decide what’s worth your time. Real payouts. Cash out with gift cards, PayPal, Venmo or direct deposit to your bank account. $0to join $2.00signup bonus 4 waysto get paid Join Free & Claim My $2 BonusTakes less than a minute How it works Sign up for free Create your account with your email or Facebook and get your $2.00 signup bonus. Pick your surveys Browse available surveys on all kinds of topics. You’ll see how long each one takes and how much it pays before you begin. Share your opinions Answer questions honestly about products, brands and everyday experiences. Get paid your way Redeem your earnings for gift cards, PayPal, Venmo or direct deposit. See what a survey pays before you start One of the most frustrating things about survey sites is starting a 20-minute survey without knowing what it’s worth. Here, every survey lists its estimated time and reward right on your dashboard. Here’s an example of how surveys are displayed: Survey Est. time Reward Consumer Survey 12 min $1.02 Financial Consumer Survey 18 min $1.00 Consumer Opinion Study 20 min $0.38 Home Products Study 15 min $1.40 New Tech Study 15 min $1.20 Example only. Available surveys, times and rewards vary and are not guaranteed. Choose how you want to be paid No more being stuck with one type of reward. Pick whatever works best for you: Gift Cards PayPal Venmo Direct Deposit More ways to earn beyond surveys Rewarded Offers Earn extra incentives by completing offers from advertisers. Rewards Mail Opt in to earn money by reading emails from advertisers. Mixing surveys with offers and Rewards Mail is an easy way to add a little extra to your balance during downtime, like your lunch break or while you watch TV. Start Earning Today100% free to join Common questions Does it really cost nothing to join? Yes. Signing up is 100% free, and new members get a $2.00 signup bonus. How much can I earn? It depends on how many surveys you qualify for and complete. Each survey shows its estimated time and payout before you start, so you always know what you’re getting into. How do I get paid? You can redeem for gift cards, PayPal, Venmo or direct deposit to your bank account. Who sends the surveys? Surveys come from market research firms the site partners with, such as The Harris Poll, Toluna and Precision Sample. Your opinions are worth something Join free in under a minute, grab your $2.00 signup bonus and see which surveys are waiting for you today. Join Now, It’s Free This is a paid advertisement. Earnings vary and are not guaranteed. Survey availability depends on your profile and qualification, and payout amounts, reward options and signup bonus terms are set by Real Surveys That Pay and may change. Example survey listings are for illustration only. Brand names are the property of their respective owners and are mentioned to describe research partners, not to imply endorsement. See the site’s Terms of Service and Privacy Policy for full details.
The Family Safety Net Most Parents Put Off (And Why It’s Easier Than You Think)
The Family Safety Net Most Parents Put Off (And Why It’s Easier Than You Think) Advertisement Life insurance has a reputation for pushy agents, medical exams and confusing fine print. A newer way to shop is changing that. Sponsored content in partnership with Providence Direct Love them today. Protect them tomorrow. If something happened to you, would your family be able to keep the house, pay the bills and stay on track? It’s one of those questions most of us push to “someday.” Between work, kids, school runs and everything else, sitting down with an insurance agent rarely makes the to-do list. And when it does, the process can feel like a sales pitch wrapped in jargon. But here’s what a lot of families don’t realize: the way people buy life insurance has changed. You no longer need a broker, a living-room meeting or, in many cases, a needle in your arm to get covered. Why traditional life insurance can cost more than it should In the traditional model, your policy often passes through layers of middlemen and brokers before it reaches you, and each layer adds to the price. According to Providence Direct, its quote engine cuts out the broker and connects you straight to insurance carriers, so you can shop at wholesale market rates. Here’s what that looks like in practice: Buy direct and save. Providence Direct says buying direct can save you 50% or more versus going through a broker. No medical exam for many applicants. Your application asks health and lifestyle questions instead. Fast. Get a quote in about 3 minutes and secure a policy in about 15. 30+ national carriers. Compare options from well-known insurers in one place. 3 minto get a quote 30+national carriers $0to see your options Check My Rate NowFree quote · No obligation How much coverage does your family actually need? A simple starting point: add up what your family would still owe if your income suddenly stopped. For most households, that’s the mortgage plus any personal debts. Try it below. Quick Coverage Estimate Drag the sliders to see a rough number. This is for illustration only. Mortgage balance $250,000 Other personal debt (cars, cards, loans) $25,000 Years of income to replace 5 years Your yearly income $60,000 Estimated protection needed $575,000 See What This Coverage Costs Providence Direct offers a more detailed version of this tool on its site, including mortgage interest, income replacement and lifetime-worth calculators, so you can find your number before you ever pick a policy. Which type of policy fits your family? Not sure where to start? Here’s the short version of the four main options: Term Life Best for growing families who need high coverage at a low cost. Pick 10, 20 or 30 years to match your mortgage or until the kids are grown. Permanent Life Best for lifelong protection and building cash value over time. Universal Life Best for flexible premiums and changing financial goals. Final Expense Best for seniors focused on covering funeral costs and medical bills. For most parents with a mortgage and young kids, term life is the most cost-effective path to serious coverage. A tax-free cash payout goes directly to your family if something happens to you. The real cost of waiting Life insurance rates are largely based on your age and health. Every birthday you wait can nudge your premium higher, and a new health issue can make coverage harder to get. Locking in a rate while you’re younger and healthier is one of the simplest ways to keep costs down for years to come. Get My Free QuoteTakes about 3 minutes Common questions How does buying direct save money? By connecting you straight to carriers instead of routing you through brokers, Providence Direct says it removes the middleman markups that are often built into traditional policy pricing. Is a medical exam really not required? Many applicants can skip the exam. The application asks certain health and lifestyle questions instead. Eligibility depends on your answers and the carrier. Will I get a pushy sales call? You can read Providence Direct’s guides and use its calculators without an email or sign-up. If you request a quote, a licensed agent may follow up to help you finish the process. Can I change my mind later? Policy terms vary by carrier and product. Many term policies can be renewed or converted later, and you can review the details before committing to anything. Give your family one less thing to worry about See your personalized rate from 30+ national carriers in about 3 minutes. It’s free, and there’s no obligation to buy. Start My Quote This is a paid advertisement. The calculator above provides a rough illustration only and is not financial, legal or insurance advice. Savings, approval and no-exam eligibility are not guaranteed and depend on your age, health, location, the carrier and the product selected. Products and features may not be available in all states. Statements about pricing and savings are those of Providence Direct. Consult a licensed insurance or financial professional before purchasing a policy.