Michael and Susan Dell Donate $6.25 Billion to Trump Accounts for Kids

Michael and Susan Dell Step Up for America’s Future

Michael and Susan Dell surprised the country with a massive $6.25 billion commitment to support the new Trump Accounts program — a donation so large it instantly reshaped the national conversation about how America invests in its children. Their contribution arrives at a time when families across the country are feeling squeezed, raising kids is getting more expensive, and fewer Americans are choosing to have children at all. The timing of their generosity naturally taps into a larger question facing the country: how do we make it easier and more hopeful to raise a family in today’s economy?

Michael Dell posted this on X:

“The last sentence of the Declaration of Independence ends with… we mutually pledge to each other our Lives, our Fortunes and our sacred Honor.”

This belief framed their commitment to this cause in a way that feels deeply American. It’s their way of saying that Americans still owe something to one another, especially to the next generation. If the country expects stronger families, stronger kids, and a stronger future, then those with the means can help lead the way.

The last sentence of the Declaration of Independence ends with… we mutually pledge to each other our Lives, our Fortunes and our sacred Honor. 🫡🇺🇸 pic.twitter.com/Wq20HegeY3

— Michael Dell 🇺🇸 (@MichaelDell) December 1, 2025

A Practical Way to Help Families Build Something Real

The Trump Accounts program is designed to give children an early financial foundation — not a windfall, but a meaningful start. Parents will be able to open a tax-advantaged account for their child, and the federal government will deposit $1,000 for kids born between 2025 and 2028. Families can begin contributing on July 4, 2026, once the IRS provides final guidance.

It’s a simple idea, but a powerful one. For many families, building long-term assets feels impossible when day-to-day costs keep climbing. Even a modest investment started early can grow into something substantial by the time a child reaches adulthood. The Dells clearly believe in that long-term power.

Why the Dells Decided to Give — In Their Own Words

Michael and Susan Dell didn’t base their donation on cultural debates. Their reason was straightforward and grounded in research. As Michael Dell told CNBC:

“It’s designed to help families feel supported from the start and encourage them to keep saving as their children grow. We know that when children have accounts like this, they’re much more likely to graduate from high school, from college, buy a home, start a business and less likely to be incarcerated.”

To them, this is about outcomes. When a child knows they have something waiting for them, something that belongs to them, their entire mindset shifts. They plan differently. They dream differently. They take school more seriously and they make more ambitious choices. The Dells want more American children — not just the wealthy — to experience that sense of possibility.

$6.25 billion. 25 million children. $250 each.

Susan and I believe the smartest investment we can make is in children. That’s why we’re so excited to contribute $6.25 billion from our charitable funds to help 25 million children start building a strong financial foundation… pic.twitter.com/4Bcv3RKp0q

— Michael Dell 🇺🇸 (@MichaelDell) December 2, 2025

Extending Opportunity to Millions of Kids

Because the government’s $1,000 seed money only applies to newborns from 2025 to 2028, millions of children would have missed out entirely. The Dells stepped in to fill the gap. Their pledge includes $250 for up to 25 million kids age 10 and under, with a special focus on low- and middle-income communities where saving and investing can be the hardest.

This is not a small gesture. It is one of the largest philanthropic commitments ever made toward giving children long-term financial hope. The Dells didn’t want older siblings to watch their younger siblings get a government-funded account while they got nothing. They didn’t want millions of kids to miss out simply because of timing. Their gift helps level the playing field in a meaningful way.

At a Time When Families Need Encouragement

The United States is facing a well-documented decline in birth rates. Fewer young adults are choosing to have children, often citing financial insecurity, rising costs, and lack of support. The Dells’ generosity naturally speaks into that moment.

It tells parents they matter. It tells them that raising children is something worth supporting. And it reminds the country that children are not a burden — they’re the future. Giving families even a modest financial head start can help restore confidence in the idea of growing a family, especially as more couples feel financially uncertain.

Giving Tuesday With Bigger Purpose

Announcing the donation on Giving Tuesday wasn’t a coincidence. It amplified the message that philanthropy can work hand-in-hand with national programs. But this wasn’t just another seasonal act of generosity. It was a strategic move that demonstrates how private wealth can strengthen a public initiative designed to uplift millions of families.

The Dells’ donation also challenges other successful Americans to think about how their resources could shape the next generation. It made clear that big problems don’t always require new bureaucracies — sometimes they require bold individuals willing to act.

What This Means for Parents

Parents will be able to open Trump Accounts starting July 4, 2026. Many are already watching for IRS updates so they can prepare. With the Dells’ help, children who weren’t originally eligible for the government seed money will still receive a meaningful deposit that can grow alongside family contributions.

Even small regular contributions — $5, $10, $20 a month — can compound into something substantial over 18 years. The Dells’ $250 kickstart helps families who might not otherwise have the margin to begin investing at all.

If other philanthropists join in, this program could become one of the most significant public-private efforts ever aimed at strengthening children’s financial futures.

The Takeaway

The Dells’ $6.25 billion pledge isn’t just another news headline. This is a vote of confidence in America’s children. It’s a message that the next generation deserves not just encouragement, but opportunity. And it’s a recognition that building strong families and strong futures often starts with small steps taken early in life.

In a time when many parents feel overwhelmed, discouraged, or unsure of what the future holds, the Dells chose to invest in hope. They chose to use their wealth to lift up millions of kids who might otherwise begin life without financial footing. It is one of the most significant private investments ever made in America’s future — and it will be felt for decades to come.